Receipts from insurance parties [Section 45(1A)]

Event:
Damage or Destruction of any Capital Asset as a result of:
a. Typhoon, Hurricane, Cyclone, Earth Quake etc.
 b. Riot, Civil disturbances.
c. Accidental Fire or Explosion.
d. Action by an enemy (or) Action taken in combating an enemy (with/without declaration of war).

Year of Chargeability:
Previous year in which compensation or the asset is received from the Insurance Company.

Consideration:
Value of money received or FMV of the asset received on the date of the receipt.

 Indexation Facility: 
It is available only up to the year of destruction etc.

NOTE-
- Insurance compensation for theft of stock-in-trade is not taxable under Sec.45(1A) but it will be taxable as business income under section 28.

-In the case of Depreciable capital assets, Sec.50 is applicable.

For Budget'2018 Impact- http://amzn.to/2nQtbYu

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